Lending Disclosure

Loan risk

Me2U Lending Disclosure

Clear disclosures for Me2U's 0% interest direct and peer marketplace lending, repayment obligations, retained balance rules, and lending risks.

Last Updated: May 19, 2026

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0% Interest Does Not Mean Free Money

Me2U's advertised loan model is based on 0% interest direct and peer marketplace loans.

Users who receive loans must repay the borrowed amount according to the accepted terms. Loan terms, repayment date, wallet conditions, and repayment obligations must be understood before acceptance.

Eligibility and Approval

Creating an account does not guarantee loan approval, lender availability, borrower matching, bonus eligibility, referral rewards, or withdrawal approval.

Loan access may depend on registration deposit confirmation, uploaded proof approval, KYC completion, wallet status, retained balance conditions, fraud checks, repayment history, and platform rules.

Peer Lending Risk

Peer lending involves repayment risk, delay risk, fraud risk, dispute risk, and recovery risk.

Lenders should review borrower information, listing terms, duration, repayment status, trust indicators, and available dispute tools before funding a loan.

Me2U may assist with verification, wallet conditions, admin review, repayment tracking, and dispute support, but Me2U does not guarantee that every borrower will repay unless expressly stated in a separate written agreement.

Repayment and Retained Balance

Borrowers must repay loans by the agreed repayment date.

Where Me2U requires a retained wallet balance, users must maintain the required amount while an active loan remains unpaid.

Late, failed, or disputed repayment may affect account status, marketplace access, loan eligibility, trust score, wallet activity, and future borrowing ability.

Contact

  • Email: menenityhub@gmail.com
  • Support: +234 903 4162 902, +234 806 5117 689, +234 815 1583 421
  • Company: Merenity Systems
  • Address: Nigeria