Overview
This Privacy Policy explains how Me2U, legally owned by Merenity Systems, protects your privacy when you use our website, app, wallet, lending marketplace, referral system, KYC process, support channels, and related services.
Me2U is built for secure peer-to-peer lending, cooperatives, verified wallets, 0% interest loan access, repayments, referrals, and wallet withdrawals subject to verification and approval.
What Personal Information We Collect
- Name
- Email address
- Phone number
- Date of birth
- Login details
- KYC information
- Bank account details
- Payment proof
- Transaction records
- Wallet funding records
- Loan request records
- Loan repayment records
- Referral activity
- Support messages
- Device and browser information
- IP address
- Security logs
- Approximate location
- Cookies and usage data
Why We Collect Your Information
- Register your account
- Verify your identity
- Confirm your registration deposit
- Approve your wallet activities
- Enable peer lending and direct loan features
- Track repayments
- Manage withdrawals
- Pay referral rewards
- Prevent fraud
- Comply with legal obligations
- Provide customer support
- Improve Me2U services
- Send important notices
KYC and Wallet Verification
To protect the Me2U community, withdrawals, loans, wallet features, and bonuses may require identity verification.
Me2U may request documents or information needed to confirm that users are real, eligible, and not using the platform for fraud, impersonation, money laundering, or other prohibited activity.
Payment Proof and Admin Review
When users fund their wallet or pay the registration deposit, Me2U may require payment reference details and uploaded proof.
Payment proof may be reviewed manually or automatically before wallet crediting, loan eligibility, or withdrawal access.
How We Share Information
We do not sell your personal data.
We may share limited data with payment partners, banks, identity verification partners, cloud hosting providers, fraud prevention providers, customer support tools, legal and compliance advisers, regulators, or authorities where required by law.
Peer Marketplace Privacy
When you use Me2U's peer marketplace, some limited information may be visible to other users to support trust and transparency.
This may include your display name, loan amount, lending offer, repayment status, trust indicators, and marketplace activity.
Me2U does not expose your full KYC documents, password, sensitive payment proof, or complete bank information to other users.
Cookies and Tracking
Me2U may use cookies or similar technologies to keep users logged in, improve website performance, understand app usage, prevent fraud, remember preferences, and measure marketing performance.
Marketing Communications
Me2U may send product updates, referral promotions, wallet notices, financial education, merchant offers, and marketing messages.
Users may opt out of non-essential marketing messages. Important service, security, legal, and transaction messages may still be sent.
Data Protection Rights
Subject to applicable law, you may request access, correction, deletion, restriction, objection, or portability of your personal data.
You may also withdraw consent where processing is based on consent.
Security
Me2U uses reasonable security measures to protect user accounts and data. Users should also protect their passwords, OTPs, devices, and transaction credentials.
Me2U will never ask users to share passwords, OTPs, or sensitive login details through unofficial channels.
Contact
- Email: menenityhub@gmail.com
- Support: +234 903 4162 902, +234 806 5117 689, +234 815 1583 421
- Company: Merenity Systems
- Address: Nigeria